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For a well-qualified customer, a $10,000 loan for a period of 48 months with an APR of 23.72% and origination fee of 6% will have a payment of $324 ...About Press Copyright Contact us Creators Advertise Developers Terms Privacy Policy & Safety How YouTube works Test new features Press Copyright Contact us Creators ...Since the early 2000's, payday loans, otherwise known as bad credit loans, have been a controversial topic for everyone. While a lot of people do not agree with the loans, and think it's digging people further into debt, some people simply don't have any other options. So why do so many people turn to payday…If you're looking for payday loans, bad credit direct lender loans, or other forms of short term loan, The One Stop Money Shop may be able to help. We consider all credit histories, offering loans of up to £1,000. 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